Financing

0% APR for 24 Months with Equal Payments

Expires on 01/31/2025

. During the 12 month promotional period a minimum monthly payment is required as disclosed on your billing statement. If minimum monthly paymentsare made you will not pay off the balance in the 12 month promotional period. Payments above the minimum amount due are required to avoid paying the deferred interest.The deferred interest will start on the date of purchase and end when paid in full or at the expiration of the 12 month period, whichever comes first. Interest will be charged toyour account from the purchase date if the purchase balance is not paid in full within the 12 month promotional period. After the deferred interest period expires, interest willbe charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 1/31/2025.

0% APR for 42 Months with Equal Payments

Expires on 01/31/2025

*0% APR for 42 Months with Equal Payments: Minimum purchase $1500. There is a promotional fee of $150 for this transaction. 0% APR from date of eligiblepurchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-timepayments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in goodstanding. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts,see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 1/31/2025

0% APR for 48 Months with Equal Payments

Expires on 01/31/2025

*0% APR for 48 Months with Equal Payments: Minimum purchase $1500. There is a promotional fee of $150 for this transaction. 0% APR from date of eligiblepurchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-timepayments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in goodstanding. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts,see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 1/31/2025.

2.99% APR with 36 Monthly Payments NEW!!!

Expires on 01/31/2025

*2.99% APR with 36 Monthly Payments: Minimum purchase $1500. There is a promotional fee of $125 for this transaction. 2.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 01/31/2025

3.99% APR with 48 Monthly Payments

Expires on 01/31/2025

*3.99% APR with 48 Monthly Payments: Minimum purchase $1500. There is a promotional fee of $150 for this transaction. 3.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 1/31/2025.

3.99% APR with 60 Monthly Payments*

Expires on 01/31/2025

*3.99% APR with 60 Monthly Payments: A minimum purchase amount of $1500 is required. A one-time promotional fee of $150 will be charged to the accountfor this transaction. The Reduced APR of 3.99% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.841% of the purchaseamount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged atthe current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%.Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 1/31/2025

5.99% APR with 36 Monthly Payments*

Expires on 01/31/2025

*5.99% APR with 36 Monthly Payments: A minimum purchase amount of $1500 is required. A one-time promotional fee of $150 will be charged to the account forthis transaction. The Reduced APR of 5.99% will apply to the purchase for the 36 Month promotional period. A minimum payment equal to 3.042% of the purchase amountis due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the currentAPR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interestcharge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 1/31/2025

6.99% APR with 60 Monthly Payments*

Expires on 01/31/2025

*6.99% APR with 60 Monthly Payments: Minimum purchase $1500. There is a promotional fee of $150 for this transaction. 6.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 1/31/2025.

No Interest if Paid in Full within 12 Months

Expires on 01/31/2025

*No Interest if Paid in Full within 12 Months: . During the 12 month promotional period a minimum monthly payment is required as disclosed on your billing statement. If minimum monthly paymentsare made you will not pay off the balance in the 12 month promotional period. Payments above the minimum amount due are required to avoid paying the deferred interest.The deferred interest will start on the date of purchase and end when paid in full or at the expiration of the 12 month period, whichever comes first. Interest will be charged toyour account from the purchase date if the purchase balance is not paid in full within the 12 month promotional period. After the deferred interest period expires, interest willbe charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 1/31/2025.